All homeowners are subject to events beyond their control that may make it difficult to maintain their mortgage obligations. If you fall behind on your mortgage it is very important that you communicate with your lender. Foreclosures are expensive for lenders; they usually welcome a workable solution.

Family Housing Resources has information on ways you can avoid foreclosure and our counselors will help you develop a plan and advocate with representatives of your mortgage company. We may be able to help you resolve your delinquency and avoid foreclosure or help you minimize your loss in case you do lose your home. FHR does not provide financial assistance to pay your mortgage.

FHR counselors are well informed of the many programs and guidelines from the federal government and the individual loan servicers.  We have a fine tuned method of evaluting your situation and determining the best options available to you.  FHR is involved in the all state and local programs to assist homeowners.

Mortgage delinquency counseling is available to residents of Pima County. To meet with a qualified counselor, call FHR at (520) 318-0993. There is no charge for mortgage delinquency counseling.

Be aware of scams!
There are people who may try to take advantage of your financial difficulty.
Seek a qualified housing counselor that does not charge you for their services!

FHR is certified by HUD as a Housing Counseling Agency and has adopted The National Industry Standards for Homeownership Education, Counseling and Foreclosure Intervention.  Housing counselors and educators are individually certified with Neighborworks Center for Homeownership Counseling and Education.